Opening a Corporate Bank Account in Singapore

The purpose of this guide is to provide an overview of the requirements for opening an account, and will assist you in choosing a bank that best matches the banking needs of your company. The focus in this guide is on the banking needs of small to mid-size companies.
Note that the information presented here is for general guidance only. Once you have narrowed down your choice to a few banks, you should confirm the account features with the respective bank(s) directly, to ensure you are aware of their latest policies and offerings. Banks operate in a very competitive environment and are periodically adjusting their offerings to remain competitive.

Singapore Account Opening Requirements

一般而言，大多数银行对新加坡开设公司银行账户有以下要求：

1) Many banks require that the account signatories and majority directors be physically present in Singapore for paperwork signing at the time of opening the company bank account. Some banks may accept the signing of documents at one of their overseas branches or in front of a Notary Public.

2）通常，银行将要求下面列出的文件。银行可能根据案例基础要求额外的文件。

• Completed Corporate Account Opening Forms (signed by authorized signatories as per the board resolution)
• Board of Directors Resolution sanctioning the opening of the account and the signatories to the account (to be prepared by your company secretary)
• Certified True Copy of Resolution sanctioning the opening of the account and the signatories to the account (most of the banks have their own format and you just need to sign it)
• 注册成立证书的认证真实副本（必须由公司秘书或董事之一认证）bob软件
• 公司注册商公司的公司业务简介的认证真实副本（必须由公司秘书或董事之一认证）
• Certified True Copy of Company’s Memorandum and Articles of Association (MAA) (must be certified by the company secretary or one of the directors)
• Certified True Copies of Passport (or Singapore IC) and Residential Address Proof of the Directors, Signatories, and Ultimate Beneficiary Owners. If you are in Singapore, just bring the originals and the bank will make a copy.

在新加坡本地银行

功能	DBS	OCBC.
如果在新加坡物理出现的情况下可以打开帐户吗？**所有银行都强烈建议身体存在以避免延误。	不可以。必须出席执行主任和授权签字人，以便面对面会议。但是，可以通过案件基础来提出一些例外情况，以便归于银行的自由裁量权。 DBS Bank提供在线应用程序，您可以跳过分支访问并节省时间 - 帐户验证可以通过FaceTime / Skype或电话来电，而受到银行的条件。	不可以。必须出席执行主任和授权签字人，以便面对面会议。但是，可以通过案件基础来提出一些例外情况，以便归于银行的自由裁量权。
新加坡元的经常账户
设置费用	没有任何	没有任何。但是，每月38美元的账户费（放弃1次3个月）
Deposit required	S$1,000 to S$3,000	S $ 3,000
要求最低余额	DBS Digital Business Account has no minimum balance requirement. DBS Business Account requires an average monthly balance of S$10,000; or S$35 monthly fee will apply.	Average monthly balance of S$5,000 (waived for 1st 6 months). Thereafter, S$35 per month if monthly average balance falls below S$5,000.
借记卡	是的，没有年度费用。在所有费用上赚取0.3％的现金回扣。	是的，每日5000澳元现金提取限额，每日借记卡交易限额为10,000美元。
Cheque book	S $ 25 / DBS Digital Business帐户预订。 Free-of-charge with DBS Business Account.	是的
Credit card	是的, subject to approval**For local entities.	No. Debit card available linked to SGD account.
Internet banking	是的, free access. Enquiries, local payments, overseas payments. No max transaction amount limit (unless set by the customer). Full transactional capabilities on desktop and mobile app versions.	是的。查询，本地付款，海外付款。没有最大交易金额限制（除非客户设置）。
Foreign Currency Account
Foreign currency account availability	Both current account and fixed deposit account available in major currencies.	Both current account and fixed deposit account available in major currencies.
要求初始存款	Varies based on currency (For example, USD1,000 and EUR8,00).	Varies based on currency (For example, USD1,000 and EUR1,000).
最低余额	Varies based on currency (For example, USD1,000 and EUR800).	取决于货币类型，通常相当于500美元/欧元500美元。
Cheque book	是的，对于某些货币。	是的，usd。
借记卡	是的。	No.
Internet banking	是的, free access. Enquiries, local payments, overseas payments. No max transaction amount limit (unless set by the customer). Full transactional capabilities on desktop and mobile app versions including DealOnline FX platform.	是的。查询，本地付款，海外付款。没有最大交易金额限制（除非客户设置）。
Credit Card	是的，须经批准。	No.
相关服务
Business Insurance	是的	是的
Treasury Services: FX Spots, Bonds, IR Swaps, FX Options, Futures, Forwards, etc.	是的	是的
Business Loans**Generally the entity must have been in operation for a minimum of 1-3 years	是的。贷款金额取决于公司历史，员工人数，当地股权等因素。	是的。贷款金额取决于公司历史，员工人数，当地股权等因素。
应付账款服务：收银员订单，DD，TT，银行间Giro付款，内部基金转移，支票发行服务	是的	是的
Accounts Receivable Services: incoming TT, bill payment services, GIRO Collections	是的	是的
Liquidity Management Services	是的	是的
贸易融资服务：进口产品，出口产品，银行保证	是的	是的